Privacy Disclosure

In November 1999, Congress passed major changes to modernize the laws that govern the financial services industry, including those designed to safeguard individual privacy. At Trade-PMR, Inc., protecting our clients' privacy is paramount; we recognize that an individual's financial matters are extremely private and sensitive in nature. These laws and regulations, combined with our long-standing firm policies, enable us to protect your privacy and, at the same time, provide you with a broad range of high quality accounts and services.

We collect only the information that is required to provide you with the highest quality professional services or that is required by law and regulation. This nonpublic personal information about you is collected from the following sources: information we receive from you on applications or other forms; information about your transactions with us, our affiliates, or others; and information we receive from consumer reporting agencies as needed.

Employee access to customer information is restricted to those who have a legitimate need to know in order to provide you with our professional services, or to comply with laws and regulations. We maintain both physical and electronic safeguards in accordance with federal law and regulatory standards; any employee who has access to individual information receives training and is required to follow company procedures designed specifically to keep that information confidential. Please notify us if it ever appears that our records contain incomplete or inaccurate information about you. We will promptly investigate your concerns and make any neccessary corrections.

We provide information to outside vendors only to the extent neccessary to complete your finacial transactions, to keep you fully informed as to these transactions, and to maintain our professional relationship with you. Any information that we must provide these outside vendors is restricted as to content and recipient. Any organization that receives such information must provide us with a copy of its privacy policy, and each policy will be reviewed to ensure that it is sufficient to meet Trade-PMR's client information privacy standards. Under no circumstances whatsoever will Trade-PMR sell information you or your business to any vendor, public or private.

Protecting your privacy is an ongoing process. As Technology continues to advance, Trade-PMR will continue to evaluate its security standards and procedures in order to protect your information with the best available means. Nothing is more important to us than our clients' trust and confidence, and we will do whatever it takes to maintain the security of our professional relationships.

Identity Verification

Trade-PMR, Inc. will use all means nessesary to verify the information given on accounts, including the use of third parties credit agencies, to comply with all governement and industry regulations on Money Laundering. Failure to provide adiquate and correct information on any account will result in reporting to the proper enforcement agency.

Order Flow Disclosure

All broker-dealers are required by the Securities and Exchange Commission to make a disclosure to customers concerning order routing practices and payment for order flow received from market centers and regional exchanges to which the broker-dealer routes orders for execution. We are providing you this information to assist you in better understanding the process Trade-PMR employs.

Trade-PMR, Inc. receives payement for routing certain orders in equity securities to specialized market maker firms for execution. Orders for securities entered at the "market" or "at quote" limit prices may be eligible for such payments. Other types of orders generally are not eligible for payments.

Trade-PMR and its affiliates believe that our order-routing policies may provide significant benefits to our customers. Practices engaged by specialized market maker firms and alternative market centers are designed to enhance quality and, most of all, provide opportunities for price improvement.

Trade-PMR upon written request, will provide specific information (i.e. whether or not payment for order flow was received, the source of such payment, and the amount of such payment) regarding any particular transaction in your acount.

Best Execution

Trade-PMR, Inc. clears all of its business with its clearing firm Sterne Agee & Leach, Inc. All order routing is sent to them, thus all Best Execution data can be found on their website at www.salclient.com. Use the ORDER ROUTING INFORMATION link on the left to view this quarters data.

Business Continuity Plan (BCP)

Trade-PMR, Inc. is required to establish and maintain a Business Continuity Plan per NASD Rule 3510. Use the link below to view the firms BCP.

  Click here to view BCP

A prospectus will contain important information about funds objectives, strategies, investment objectives and the expenses associated with different share classes. For funds with sales charges or loads, the performance data reflected in most prospectuses reflect the maximum charges. Trade-PMR charges transaction fees on some mutual fund purchases and redemptions, which are not reflected on performance data. If the fees were factored into the performance, then the fund's results would be lower. Read the prospectus carefully to make sure the fund is appropriate for your goals and risk tolerance before you purchase a fund.

Fund registration:
Not all funds are registered for sale in all states. Ask your Investment Advisor representative about the availability of specific funds in your state. In addition, not all securities, products and services described here are available outside of the United States. The information contained in these pages is not an offer to sell or a solicitation of an offer to buy the securities, products or services mentioned here, and no offers or sales will be made in jurisdictions in which the offer and sale of these securities, products and services is not qualified or otherwise exempt from regulation.

Past performance is no indication of future results, and values fluctuate:
A funds historical performance does not promise the same results in the future. A mutual funds share price will fluctuate with different market conditions causing fluctuations in the principal value of the fund. At any given time your investment value may be worth more or less than your original cost when you redeem shares.

Taxes
Mutual fund shareholders will receive taxable dividends and capital gains. When distributed, these dividends and capital gains can affect the overall returns realized from your mutual fund investment. Income you receive from Money Market Funds may be subject to the Alternative Minimum Tax (AMT). Please consult your tax advisor before making any mutual fund investment. Trade-PMR does not offer tax advice except to request that you consider the impact of taxes before investing.

Additional Legal Information

By using the Tradepmr.com Website you agree to the terms of this Agreement:

The financial market information, news and research tools (collectively "Information") accessible through this site are prepared by information providers ("Providers") that are independent of Trade-PMR, Inc. and its affiliates (collectively "Trade-PMR"). None of the Information constitutes a recommendation by Trade-PMR or a solicitation of any offer to buy or sell any securities. The Information is not intended to provide tax, legal or investment advice. Trade-PMR does not guarantee the suitability or potential value of any particular investment or Information source.

Neither Trade-PMR nor the Providers (1) guarantee the accuracy, timeliness, completeness or correct sequencing of the Information, or (2) warrant any results from use of the Information. IN NO EVENT WILL Trade-PMR, THE PROVIDERS OR OTHER PERSONS TRANSMITTING THE INFORMATION BE LIABLE TO YOU OR ANYONE ELSE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, TRADING LOSSES AND DAMAGES THAT MAY RESULT FROM INCONVENIENCE, DELAY OR LOSS OF USE OF THE INFORMATION OR FOR OMISSIONS OR INACCURACIES IN THE INFORMATION) EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THERE IS NO WARRANTY OF MERCHANTIBILITY, NO WARRANTY OF FITNESS FOR A PARTICULAR USE, AND NO WARRANTY OF NON-INFRINGEMENT. THERE IS NO WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE INFORMATION.

The information is the property of the Providers or their licensers and is protected by applicable copyright law. You agree not to reproduce, retransmit, disseminate, sell, distribute, publish, broadcast, circulate or commercially exploit the information in any manner without the express written consent of the Providers and relevant others.

Approved States

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, D.C., Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia and Washington.

Members of FINRA/ SIPC. Copyright © 2001 Trade-PMR, Inc. All rights reserved.