Business Continuity Plan (“BCP”)

BUSINESS CONTINUITY PLAN (“BCP”)

For Trade-PMR, Inc.

Effective September 1, 2026

Contacting Us

In the event of a significant business disruption, if you cannot reach us at our usual number, 888-723-3767, please call our alternative number at 352-332-8723 or visit our website at https://www.tradepmr.com/. Updates on service availability and how to reach us will be posted there.

If you cannot reach us through either of those channels, please contact our clearing firm, Wells Fargo Clearing Services, LLC ("First Clearing"), at 877-496-3223 or https://www.wellsfargoclearingservicesllc.com/. First Clearing can provide instructions on how you may access funds and securities or enter orders on your behalf.

Our Business Continuity Planning

Trade-PMR, Inc. ("TradePMR") is an introducing broker-dealer that provides custodial brokerage services and a trading platform to Registered Investment Advisors through a fully disclosed clearing arrangement with First Clearing. Our Business Continuity Plan is designed to safeguard our employees, protect our customers, and maintain the continuity of critical operations during a disruption. The plan is reviewed and tested at least annually, and updated as needed to reflect changes in our business, technology, and regulatory environment.

Key elements of our plan include:

• Data backup and recovery, with important records maintained in geographically dispersed locations
• Designated alternative sites to which operations can be relocated if a primary location becomes unavailable
• Redundant technology and communications infrastructure, including remote work capability, to support continued operations if facilities are inaccessible
• Recovery arrangements for mission critical systems
• Established clearing arrangements with First Clearing, which maintains its own business continuity and recovery capabilities
• Alternative means of communicating with customers, employees, and regulators
• Continuity of regulatory reporting obligations

Scope of Potential Disruptions

Our plan addresses disruptions of varying type and scale, including but not limited to:

• Natural disasters such as severe weather, hurricanes, and flooding
• Cybersecurity incidents
• Power outages and other utility disruptions
• Pandemic or public health events
• Regional infrastructure failures
• Technology or system interruptions

We plan for disruptions across the following scales:

• Firm-only disruptions affecting our internal systems or a single facility
• Business district, citywide, or regional disruptions affecting a metropolitan area or broader region

Our response scales with the disruption. For firm-only or single-facility events, we relocate operations to a designated alternative site or transfer them to First Clearing. For business district, citywide, or regional events, we transfer operations to First Clearing until we recover.

Recovery times vary with the scope and severity of the event. Our objective is to resume operations and restore customer access as quickly and safely as circumstances permit.

Protection of Customer Assets

Customer accounts are carried by First Clearing, which is a member of the Securities Investor Protection Corporation (SIPC). SIPC protects customer securities and cash up to $500,000 per customer, including up to $250,000 for claims for cash.

First Clearing also maintains excess coverage through London Underwriters, led by Lloyd's of London Syndicates ("Lloyd's"). For clients who have received the full SIPC payout limit, this policy provides additional coverage above the SIPC limits for missing securities and cash in client brokerage accounts, subject to a clearing-firm aggregate limit of $1 billion, including up to $1.9 million for cash per client. Neither SIPC protection nor this excess coverage protects against loss in market value.

If a disruption were severe enough to jeopardize our ability to remain in business, we would work with First Clearing to ensure that our customers have prompt access to their funds and securities.

Regulatory Oversight

Trade-PMR, Inc. is a broker-dealer registered with the U.S. Securities and Exchange Commission (SEC) and the Municipal Securities Rulemaking Board (MSRB), and is a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC). Our Business Continuity Plan is designed to satisfy FINRA Rule 4370 and related regulatory requirements.

Updates and Additional Information

This disclosure is subject to modification. Any updates to this disclosure will be promptly posted on our website. Customers may request a written copy by mail, and may direct any questions about our business continuity planning, by contacting us at 888-723-3767 or compliance@tradepmr.com.

 

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